Insurance Services

Traffic Over Voice: a tailor-made solution for insurance companies

Countries where the service is active.

The company will be able to integrate the traffic information service into the OBU through a customised SDK, made available free of charge or, alternatively, by connecting its server to the TOV platform via API.

Compared to other OBU services, Traffic Over Voice is continuously present, avoids long queues, recommends the best routes and saves fuel.

For the company it is a simple solution, immediately available, without investment costs and with an absolutely marginal price per user, especially for large volumes of insured customers.
TOV service is already operational in the USA, Germany, Holland, France, Belgium, Italy, India and Oceania with ongoing coverage in major Western countries.

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The Context

The auto insurance market is highly competitive. In fact, the competition, already fought on the price front, with offers User-Based auto Insurance (UBI), moves today on solutions and value added services in terms of warranty extensions and savings opportunities.

Traffic Over Voice platform offers a service of traffic information customized according to the location and destination of the user, made in voice with a natural language.
Moreover, the technology is based on an original process (Patent pending), capable of processing in the cloud environment the huge volumes of Floating Car Data in real time, integrating at the same time information on events published by ICT International.

In conclusion, the service caters to big insurance companies on the world market, with proposals tailored to the business needs of the organisation and the mode of integration in the On Board Unit (OBU) installed in the vehicle of the insured.